[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.famosharazimova.cz\/zadni-kolecka-nema-cenu-podcenovat\/#Article","mainEntityOfPage":"https:\/\/www.famosharazimova.cz\/zadni-kolecka-nema-cenu-podcenovat\/","headline":"Zadn\u00ed kole\u010dka nem\u00e1 cenu podce\u0148ovat","name":"Zadn\u00ed kole\u010dka nem\u00e1 cenu podce\u0148ovat","description":"Spousta lid\u00ed nemysl\u00ed na n\u011bjakou pojistku pro p\u0159\u00edpad, \u017ee by se.","datePublished":"2023-06-08","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.famosharazimova.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.famosharazimova.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"famosharazimova.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.famosharazimova.cz\/wp-content\/uploads\/img_a320646_w2206_t1531946347.jpg","url":"https:\/\/www.famosharazimova.cz\/wp-content\/uploads\/img_a320646_w2206_t1531946347.jpg","height":0,"width":0},"url":"https:\/\/www.famosharazimova.cz\/zadni-kolecka-nema-cenu-podcenovat\/","wordCount":438,"articleBody":"Spousta lid\u00ed nemysl\u00ed na n\u011bjakou pojistku pro p\u0159\u00edpad, \u017ee by se naskytla takov\u00e1 finan\u010dn\u00ed situace, kter\u00e1 by n\u00e1s p\u011bkn\u011b podr\u00e1\u017edila, mo\u017en\u00e1 i p\u0159ivedla na mizinu. Zadn\u00ed kole\u010dka jsou jist\u00fdm obnosem financ\u00ed, kter\u00fd si spo\u0159\u00edme v\u00a0dob\u011b, kdy se da\u0159\u00ed na hor\u0161\u00ed \u010dasy proto, abychom si nemuseli a\u017e tak utahovat opasky. Nen\u00ed to jenom pro p\u0159\u00edpad finan\u010dn\u00ed krize, ale m\u016f\u017ee to b\u00fdt klidn\u011b pro p\u0159\u00edpady, kdy rodinn\u00fd p\u0159\u00edslu\u0161n\u00edk mus\u00ed podstoupit drahou operaci nebo se nabour\u00e1 auto a poji\u0161\u0165ovna to neproplat\u00ed. To jsou v\u0161echno p\u0159\u00edpady, kdy se mohou finance nav\u00edc v\u00edce ne\u017e hodit.Spousta lid\u00ed v\u0161ak na zadn\u00ed kole\u010dka nemysl\u00ed, a to nejsou jenom mlad\u00ed, ale tak\u00e9 i star\u0161\u00ed generace \u2013 u nich je nejv\u011bt\u0161\u00ed probl\u00e9m s\u00a0t\u00edm, \u017ee jsou zvykl\u00ed ze socialismu \u017e\u00edt z\u00a0ruky do huby, jak se \u0159\u00edk\u00e1, proto\u017ee m\u011bli zkr\u00e1tka jistotu, \u017ee z\u00a0bytu je nikdo nevyhod\u00ed a p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc dostanou v\u00fdplatu, i kdyby traka\u0159e padaly. Takov\u00e9 jistoty v\u0161ak v\u00a0dne\u0161n\u00ed spole\u010dnosti nejsou, spoustu lidem to vad\u00ed, ale to je naprosto bezesmysln\u00fd argument. Lid\u00e9 si zkr\u00e1tka mus\u00ed v\u017e\u00edt \u0161et\u0159en\u00ed a utr\u00e1cen\u00ed v\u00a0prav\u00fd \u010das pod k\u016f\u017ei a doufejme, \u017ee to nebude trvat 40 let jako v\u00a0socialismu.\tKam si pen\u00edze ukl\u00e1datTi, kte\u0159\u00ed jich maj\u00ed vice, si mohou pen\u00edze ukl\u00e1dat nap\u0159\u00edklad do investi\u010dn\u00edch fond\u016f nebo nejr\u016fzn\u011bj\u0161\u00edch stroj\u016f a nemovitost\u00ed \u2013 tam toti\u017e pen\u00edze v\u017edycky budou m\u00edt n\u011bjakou hodnotu, kdy\u017e ne za te\u010f, tak za p\u00e1r let ur\u010dit\u011b. Pokud toti\u017e sv\u00e9 finance investujete (tedy minim\u00e1ln\u011b \u010d\u00e1st), tak ani pl\u00ed\u017eiv\u00e1 inflace ani va\u0161e vlastn\u00ed rozma\u0159ilost na n\u011b nem\u016f\u017ee a minim\u00e1ln\u011b se zm\u00edrn\u00ed jejich n\u00e1sledky. Ti, kte\u0159\u00ed si tolik na\u0161et\u0159it nedok\u00e1\u017e\u00ed, mohou v\u017edycky ulo\u017eit pen\u00edze na bankovn\u00ed \u00fa\u010det nebo do spo\u0159itelny. Nen\u00ed to \u017e\u00e1dn\u00fd z\u00e1zrak, ale je to lep\u0161\u00ed, ne\u017e je utr\u00e1cet za hlouposti.\tA pro\u010d bych m\u011bl jako \u0161et\u0159it?Po\u017eehn\u00e1n\u00ed budi\u017e ti, kte\u0159\u00ed mohou \u0161et\u0159it i utr\u00e1cet nar\u00e1z. Valn\u00e1 v\u011bt\u0161ina lid\u00ed si ale mus\u00ed vybrat a samoz\u0159ejm\u011b, nikdo si r\u00e1d opasek neutahuje, a proto spousta lid\u00ed vol\u00ed bezmezn\u00e9 utr\u00e1cen\u00ed. P\u0159ijde v\u0161ak \u010das, kdy se bude \u0159v\u00e1t a k\u0159i\u010det, \u017ee je hlad. To u\u017e si pak nikdo nevzpomene, \u017ee koupil ka\u017ed\u00fd rok nov\u00fd mobil za 20 tis\u00edc.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zadn\u00ed kole\u010dka nem\u00e1 cenu podce\u0148ovat","item":"https:\/\/www.famosharazimova.cz\/zadni-kolecka-nema-cenu-podcenovat\/#breadcrumbitem"}]}]